Highland Rental Finance

About Highland

The two most important things in any company do not appear in its balance sheet - it's reputation and it's customers.

Henry Ford

At Highland Rental Finance we offer finance solutions to commercial clients and to product distributors and dealers. We encourage alliances throughout these channels to provide a cost effective “pay to use” model to offer existing and prospective clients. The basis of our finance offering is to provide a cost effective way forward for companies to expand whilst protecting their cash flow.

We provide a range of alternatives to CAPEX outlay to suit individual business requirements. Our funding features include protection against technological obsolescence along with useful lifespan allocations and flexible upgrade paths. We offer full contract management smoothing the way for clients to implement brand standardisation and disposal policies.

“The only source of knowledge is experience.” ~ Albert Einstein.

Your business is being an expert and leader in your industry. You have invested the time and effort to become informed, understanding your products and your clients need.

We have invested the time and effort to become experts at structured rental financing. Let us help you to structure and secure the financing you or your clients need, so that you can focus on your business.

Structured Finance

Instalment Sale
Rent-To-Own
Sale and Lease-back

Peace of Mind

Competitive Rates
Mitigating Risks
Ensuring Compliance

Business Partnering

Access great facilities
Strong Relationships
Business Networking

Services

Using an ISA, the client can deduct amounts from their income tax according to the guidelines of SARS over the lifespan of the asset

With an ISA the customer takes ownership of the asset from the commencement date of the financing term, while the Finance Provider will remain the title holder. The asset will be recognised on the balance sheet of the client, along with the lease obligation as a liability.

Using an ISA, the client can deduct amounts from their income tax according to the guidelines of SARS over the lifespan of the asset. In cases where the asset has a lifespan of longer than 5 years and the tax deduction takes place over a period exceeding 5 years, we would recommend an operating lease to accelerate the possible tax deductions.

A rental is an off-balance sheet transaction, and the client recognises no asset OR liability on their balance sheet

With a Rental the finance provider remains the owner and title holder of the asset for the duration of the financing term. The client can obtain ownership of the asset at the end of the term, through a “rent-to-own” option.

The rental is an off-balance sheet transaction, and the client recognises no asset OR liability on their balance sheet. The monthly rentals are simply recorded in their income statement, and all payments are tax-deductible on a monthly basis.

The SALB agreement, is intended to generate immediate cash flow for the client, by paying the client the current market value of the asset upfront

With a Sale and Lease-back, the Finance Provider purchases an asset from a client that has already been paid off, and leases it back to the client, either through an ISA or a rental. The asset never leaves the property of the client.

The SALB agreement, is intended to generate immediate cash flow for the client, by paying the client the current market value of the asset upfront. The client can now use this cash, to expand operations or purchase additional assets.

With Highland Rental Finance you have access to more than 20 years of finance industry knowledge and experience, “In-house”

Managing and growing any business is a challenge. One of the strategies followed by successful companies is to focus on their core offering or product and outsource supporting but none core services.

Securing corporate financing for your clients is an essential, but non-core service. This is where Highland Rental Finance will add value to your company and assist in making your company more competitive, successful and profitable.

The benefits include a more comprehensive product offering and increased brand awareness.

The benefits include a more comprehensive product offering and increased brand awareness, without the ongoing overhead and administration of having your own finance division.

Once clients are ready to proceed, we will provide the same service and support as we would for the referral only option - but this time it will be your brand and on co-branded paper.

Why Choose Us?

Results Driven

We pride ourselves in adding value, through unrivalled and exceptional service, unique product offerings and more than 2 decades of experience.

We’re Punctual

Securing financing for your business is not only a matter of pride, it is our business. We understand doing it as fast as possible benefits your client, you and us.

Building your Brand

We provide an end-to-end in-house financing solution, enabling you to focus on where you add value — selling and supporting your products and solutions.

We are Loved

True story - Jacqui and Sam are a force to be reckoned with, ask anyone in the industry. We know our stuff, we get things done, we are passionate about service.

Iron Clad Funding

We have secured iron clad business partnerships with various Finance Providers enabling us to offer you and your clients the very best in financing

We Communicate

Unlike traditional service providers, our participation is broad in scope and include a variety of services aimed at structuring the best deal for you and your clients

About Highland

“The only source of knowledge is experience.” ~ Albert Einstein.

Structured Finance

Peace of Mind

Business Partnering

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Services

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Industries we Service

IT

Yellow Metal

Industrial

Green Technology